This list contains all of Chase's Business credit cards because it is reasonable to contemplate applying for any one of them for a range of different types of companies. The finest Chase Business cards were ranked based on a variety of factors, including sign-up bonuses, annual fees, incentives, and other benefits. Having said that, it is possible that what is optimal for the vast majority of company owners and operators is not optimal for you. Before determining which credit cards would help you attain your financial goals most effectively, you should first engage in well-informed research.
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In a rather roundabout way, we have the founding fathers to thank for Chase's strong offering of Business Credit Cards because the competition between businessmen and founding fathers Alexander Hamilton and Aaron Burr is oddly responsible for the formation of the earliest origins of Chase's earliest preceding bank. Even though these are all of Chase's available Business Credit Cards, you should look through our rankings of the Best Chase Business Credit Cards since there is a good chance that you will discover a card there that is suitable for the requirements of your company. In a nutshell, we believe that it is in your best interest to give serious thought to any one of Chase's credit card offerings.
Best Chase Business Credit Cards In 2022
Ink Business Preferred® Credit Card
The Chase Ink Business Preferred® Credit Card, which has an annual charge of $95, offers rewards that are better than average in numerous categories of expenditure that are usual for businesses. You've got the makings of a great small business credit card if it comes with a generous sign-up bonus, plenty of additional benefits like purchase and travel insurance, and the opportunity to transfer points to travel partners like hotels and airlines.
The Ink Business Preferred Credit Card is an alluring choice to take into consideration if you are looking for a card to use for the expenses of your small business. To begin, it provides large rewards for businesses in a variety of sectors that are enticing to consumers. You will receive three points for every dollar spent on travel and some business categories during the account anniversary year, but you will only get one point for every dollar spent on all other expenditures.
Ink Business Unlimited® Credit Card
The Ink Business Unlimited® Credit Card offers substantial cash back for small businesses and a 0% initial APR on purchases for the first 12 months, after which a variable APR between 16.24% and 22.24% applies to purchases and debt transfers. For businesses that may need to finance purchases over time, a balance transfer fee of $5 or 5% of the value of each transfer, whichever is greater, is applicable.
Although there are better cash-back credit card options for small businesses, the vast majority of them charge annual fees, whereas the Ink Business Unlimited does not. Therefore, this card is best for businesses that spend less than $20,000 annually.
The Ink Business Unlimited card provides adequate cash back for small enterprises for which more robust cash return cards are not worth the annual fees or higher credit standards. In addition to unlimited 1.5% cash back rewards on all business purchases and a straightforward earning structure, the Ink Business Unlimited card offers a plethora of benefits to small business owners.
New Business Card! Ink Business Premier℠ Credit Card
With 5% cash back on trips booked through Chase Ultimate Rewards®, 2.5% cash back on purchases of $5,000 or more, and 2% cash back on all other transactions, the Ink Business Premier has the potential to be a very lucrative card for businesses with large monthly spending.
The card gives a $1,000 cash back welcome incentive after spending $10,000 on purchases within the first three months of account setup. This card is a good option for people who wish to earn cash back due to the generous sign-up bonus and lucrative earning structure for high-spending enterprises.
Chase did not skimp on the other perks of the Ink Business Premier card. It covers travel cancellation/interruption insurance, primary motor rental collision damage waiver, cell phone, extended warranty, and purchase protections, with no foreign transaction costs. Whether your staff need to travel for business or you need to purchase a few new tech devices for the office, the Ink Business Premier will protect your company.
World of Hyatt Business Credit Card
The introduction of a co-branded product would have caused a stir regardless of the offer, but loyalists will be happy with the specifics. The combines a recurring earnings structure with the possibility to use card spending as an additional boost toward achieving chain status. As with many relatively new cards on the market, the welcome offer is very attractive: 60,000 extra points after spending $5,000 in the first three months following account opening.
However, cardholders can receive up to $100 in annual statement credits for purchases made at Hyatt resorts, bringing the annual cost closer to the average. The price will be easier to justify for high spenders: Those who charge $50,000 or more in a calendar year are eligible to receive 10% of their redeemed points as bonus points for the remainder of the year (on up to 200,000 points), and every $10,000 spent brings you five nights closer to Globalist status.
United℠ Business Card
The United Business Card could be right for you if you own or manage a small business and are interested in gaining access to elite-level perks without having to fulfill elite-level eligibility standards. The United Business Card is a credit card that has a reasonable annual fee, but it comes with a number of valuable benefits. These benefits include priority boarding and a free checked bag for you and a companion on United flights when you use your card to pay for your flight. Additionally, this card has a generous rewards program that earns 2 Mileage Plus miles for every dollar spent on a variety of different expenses.
You will only need to check a bag three times a year in order to make up for the cost of the card's annual fee in the second year and beyond. This is due to the fact that United Airlines charges up to $35 for the first checked bag on domestic flights. And that's before you take into account other savings, such as the $100 United travel credit you get after making seven purchases of $100 or more on United flights, or the 25% rebate you get on purchases of food, beverages, and Wi-Fi on United flights. In addition to this, the fees for making purchases in other countries are zero dollars.
In addition, cardholders are entitled to priority boarding on United flights, as well as two one-time access to the United Club lounge each year. These perks allow cardholders to travel a little more pleasantly.
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